Responding to Community Housing Needs

Pre-purchase Counseling

NCALL's homeownership counseling assists families to become mortgage-ready for conventional financing and special federal financing programs, such as FHA, VA, and Rural Development 502 mortgage loans. NCALL is a HUD certified Housing Counseling agency and all of NCALLís counselors are Certified Homeownership Counselors and have specialized training in Financial Fitness. Counselors also have received specialized training in foreclosure mitigation. For the convenience of our clients, NCALL has offices in Dover, Newark, and Georgetown. Workshops are also available in Spanish at our Georgetown location.

Homeownership Counseling 2012 Statistics

New Clients this year: 504
Clients Assisted this year: 894
Mortgage Loans Closed: 182
Mortgage Dollars Leveraged: $27,358,290
Average Mortgage: $150,320
Clients Who Used DPSA*: 127
DPSA Leveraged: $1,115,419
Minority Households: 47%
Female Headed Households: 41%
*DPSA is Down Payment & Settlement Assistance Programs