Director's Message

Karen Speakman, Executive Director
Karen Speakman
Executive Director

Dear Friends,

Whether a family, a nonprofit, or a community is preparing for a promising future, NCALL is there.

During NCALL’s Fiscal Year 2019, we reached the milestone of assisting our 9,000th Delaware household in purchasing a home -- what an incredible milestone to reach! We have also helped over 1,550 families save their homes from foreclosure, provided technical assistance so that 58 affordable rental communities were constructed or preserved, and lent over $138 million in 156 loans to our partners. The Restoring Central Dover effort is in its fifth year of operations and significant changes are resulting in Dover, such as 38 new houses built, 350 homes are safer with better lighting, 58 new entrepreneur graduates of the Launcher program, ten Open Street (healthy activities) events held, and two Neighborhood Watches organized.

We are incredibly proud of the NCALL employees who give more than 100% of themselves on a daily basis to assist families, engage residents, and provide expertise to nonprofits to work through a variety of housing and community development issues and situations. We are preparing for the future by hosting two AmeriCorps VISTAs with us this year as well as sponsoring a recent graduate of the Leadership Delaware program, Chanda Jackson. Yes, NCALL is preparing for a promising future with its staff and with all the households and organizations that we collaborate. In addition, NCALL is embarking on a new strategic plan for 2020 – 2024.

However, we cannot lose sight of the fact that we have an affordable housing crisis in America. There is a severe shortage of homes for working class and low -income families and that shortage is pushing up house prices and rents. In the United States, half of families who rent and nearly ¼ of homeowners pay more than 30% of their monthly income towards their housing costs. Obviously, NCALL is part of the solution to this crisis with our many partners but more needs to be done to stem this tide of homelessness and housing unaffordability.

As in the words of Dr. Martin Luther King, Jr.: “Let us be dissatisfied until the tragic walls that separate the outer city of wealth and comfort from the inner city of poverty and despair shall be crushed by the battering rams of the forces of justice. Let us be dissatisfied until those who live on the outskirts of hope are brought into the metropolis of daily security. Let us be dissatisfied until slums are cast into the junk heaps of history, and every family will live in a decent, sanitary home. Let us be dissatisfied until integration is not seen as a problem but as an opportunity to participate in the beauty of diversity...”

We at NCALL are dissatisfied with the present status of affordable housing and communities in this country and yet, are excited for the promising future we can all create together.


Karen B. Speakman
Executive Director


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